Call report 2004Q4
BANK OF MONTICELLO — 2004Q4
The 22 measures BANK OF MONTICELLO reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 82,988,000 | USD | evidence → |
| Total loans | 57,990,000 | USD | evidence → |
| Allowance for loan losses | 652,000 | USD | evidence → |
| Securities available for sale | 10,079,000 | USD | evidence → |
| Securities held to maturity | 687,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 75,168,000 | USD | evidence → |
| Interest-bearing deposits | 69,145,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,023,000 | USD | evidence → |
| Equity capital | 6,859,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,538,000 | USD | evidence → |
| Interest expense | 1,500,000 | USD | evidence → |
| Net interest income | 3,038,000 | USD | evidence → |
| Noninterest income | 305,000 | USD | evidence → |
| Noninterest expense | 2,134,000 | USD | evidence → |
| Provision for loan losses | 160,000 | USD | evidence → |
| Pretax income | 1,049,000 | USD | evidence → |
| Income tax | 338,000 | USD | evidence → |
| Net income | 711,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,826,000 | USD | evidence → |
| Total capital | 7,478,000 | USD | evidence → |
| Risk-weighted assets | 56,595,000 | USD | evidence → |
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