Call reports 2001
BANK OF MONTICELLO — 2001
What BANK OF MONTICELLO reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 63,155,000 | 64,204,000 | 64,506,000 | 64,610,000 |
| Total loans | 43,761,000 | 43,388,000 | 44,199,000 | 44,317,000 |
| Allowance for loan losses | 476,000 | 475,000 | 477,000 | 505,000 |
| Securities available for sale | 8,927,000 | 8,363,000 | 9,725,000 | 9,019,000 |
| Securities held to maturity | 1,264,000 | 1,265,000 | 1,165,000 | 1,165,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,503,000 | 58,258,000 | 58,314,000 | 56,296,000 |
| Interest-bearing deposits | 53,235,000 | 54,212,000 | 53,828,000 | 52,060,000 |
| Noninterest-bearing deposits | 4,268,000 | 4,046,000 | 4,486,000 | 4,236,000 |
| Equity capital | 4,603,000 | 4,769,000 | 4,958,000 | 6,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,248,000 | 2,477,000 | 3,717,000 | 4,910,000 |
| Interest expense | 669,000 | 1,342,000 | 1,992,000 | 2,552,000 |
| Net interest income | 579,000 | 1,135,000 | 1,725,000 | 2,358,000 |
| Noninterest income | 71,000 | 159,000 | 245,000 | 2,712,000 |
| Noninterest expense | 403,000 | 810,000 | 1,232,000 | 1,847,000 |
| Provision for loan losses | 27,000 | 57,000 | 87,000 | 272,000 |
| Pretax income | 220,000 | 427,000 | 651,000 | 2,951,000 |
| Income tax | 50,000 | 99,000 | 148,000 | 1,148,000 |
| Net income | 170,000 | 328,000 | 503,000 | 1,803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,514,000 | 4,672,000 | 4,774,000 | 6,074,000 |
| Total capital | 4,990,000 | 5,147,000 | 5,251,000 | 6,579,000 |
| Risk-weighted assets | 40,983,000 | 41,342,000 | 42,025,000 | 42,508,000 |
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