Call reports 2021
FIRST IOWA STATE BANK — 2021
What FIRST IOWA STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 151,484,000 | 153,887,000 | 147,453,000 | 148,697,000 |
| Total loans | 96,706,000 | 91,153,000 | 86,204,000 | 86,416,000 |
| Allowance for loan losses | 2,425,000 | 2,456,000 | 2,425,000 | 2,428,000 |
| Securities available for sale | 37,306,000 | 47,449,000 | 49,669,000 | 49,717,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,548,000 | 137,433,000 | 131,181,000 | 133,177,000 |
| Interest-bearing deposits | 120,345,000 | 122,174,000 | 116,902,000 | 117,132,000 |
| Noninterest-bearing deposits | 15,203,000 | 15,259,000 | 14,279,000 | 16,045,000 |
| Equity capital | 14,877,000 | 15,466,000 | 15,583,000 | 14,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,591,000 | 3,619,000 | 5,412,000 | 6,822,000 |
| Interest expense | 86,000 | 171,000 | 250,000 | 326,000 |
| Net interest income | 1,505,000 | 3,448,000 | 5,162,000 | 6,496,000 |
| Noninterest income | 163,000 | 393,000 | 900,000 | 1,056,000 |
| Noninterest expense | 1,112,000 | 2,313,000 | 3,479,000 | 4,617,000 |
| Provision for loan losses | 67,000 | 97,000 | 107,000 | 107,000 |
| Pretax income | 489,000 | 1,431,000 | 2,476,000 | 2,828,000 |
| Income tax | 21,000 | 70,000 | 117,000 | 134,000 |
| Net income | 468,000 | 1,361,000 | 2,359,000 | 2,694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,665,000 | 15,058,000 | 14,917,000 | 14,851,000 |