Call reports 2020
FIRST IOWA STATE BANK — 2020
What FIRST IOWA STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 131,550,000 | 141,464,000 | 141,104,000 | 149,030,000 |
| Total loans | 100,602,000 | 103,852,000 | 101,607,000 | 98,194,000 |
| Allowance for loan losses | 2,113,000 | 2,183,000 | 2,259,000 | 2,351,000 |
| Securities available for sale | 22,621,000 | 22,548,000 | 27,219,000 | 32,444,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,389,000 | 121,778,000 | 124,268,000 | 132,778,000 |
| Interest-bearing deposits | 101,922,000 | 109,061,000 | 110,926,000 | 117,835,000 |
| Noninterest-bearing deposits | 10,467,000 | 12,717,000 | 13,342,000 | 14,943,000 |
| Equity capital | 15,167,000 | 15,806,000 | 15,981,000 | 15,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,688,000 | 3,385,000 | 5,050,000 | 6,689,000 |
| Interest expense | 133,000 | 233,000 | 321,000 | 410,000 |
| Net interest income | 1,555,000 | 3,152,000 | 4,729,000 | 6,279,000 |
| Noninterest income | 165,000 | 341,000 | 516,000 | 710,000 |
| Noninterest expense | 1,225,000 | 2,408,000 | 3,690,000 | 4,897,000 |
| Provision for loan losses | 45,000 | 105,000 | 174,000 | 243,000 |
| Pretax income | 450,000 | 980,000 | 1,381,000 | 1,849,000 |
| Income tax | 24,000 | 44,000 | 60,000 | 88,000 |
| Net income | 426,000 | 936,000 | 1,321,000 | 1,761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,541,000 | 14,782,000 | 14,868,000 | 14,557,000 |