Call reports 2019
FIRST IOWA STATE BANK — 2019
What FIRST IOWA STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 133,551,000 | 137,545,000 | 135,213,000 | 136,817,000 |
| Total loans | 92,654,000 | 94,398,000 | 97,587,000 | 98,484,000 |
| Allowance for loan losses | 1,979,000 | 1,987,000 | 2,027,000 | 2,073,000 |
| Securities available for sale | 31,929,000 | 31,675,000 | 28,010,000 | 25,845,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,650,000 | 113,156,000 | 115,433,000 | 120,929,000 |
| Interest-bearing deposits | 102,440,000 | 102,217,000 | 104,807,000 | 110,151,000 |
| Noninterest-bearing deposits | 10,210,000 | 10,939,000 | 10,626,000 | 10,778,000 |
| Equity capital | 14,729,000 | 15,100,000 | 15,415,000 | 15,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,627,000 | 3,298,000 | 4,991,000 | 6,686,000 |
| Interest expense | 158,000 | 323,000 | 492,000 | 640,000 |
| Net interest income | 1,469,000 | 2,975,000 | 4,499,000 | 6,046,000 |
| Noninterest income | 205,000 | 442,000 | 644,000 | 887,000 |
| Noninterest expense | 1,330,000 | 2,620,000 | 3,869,000 | 5,080,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 299,000 | 707,000 | 1,139,000 | 1,673,000 |
| Income tax | 15,000 | 33,000 | 54,000 | 80,000 |
| Net income | 284,000 | 674,000 | 1,085,000 | 1,593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,937,000 | 14,127,000 | 14,338,000 | 14,396,000 |
| Total capital | 15,154,000 | 15,374,000 | 15,661,000 | 15,666,000 |
| Risk-weighted assets | 96,612,000 | 99,044,000 | 105,166,000 | 100,854,000 |