Call reports 2018
FIRST IOWA STATE BANK — 2018
What FIRST IOWA STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 139,249,000 | 133,127,000 | 134,703,000 | 132,637,000 |
| Total loans | 94,371,000 | 89,959,000 | 91,166,000 | 91,655,000 |
| Allowance for loan losses | 1,551,000 | 1,764,000 | 1,881,000 | 1,937,000 |
| Securities available for sale | 34,812,000 | 34,600,000 | 33,366,000 | 32,723,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,696,000 | 103,009,000 | 104,532,000 | 106,065,000 |
| Interest-bearing deposits | 98,025,000 | 92,088,000 | 93,232,000 | 95,056,000 |
| Noninterest-bearing deposits | 10,671,000 | 10,921,000 | 11,300,000 | 11,009,000 |
| Equity capital | 14,680,000 | 14,525,000 | 14,308,000 | 14,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,687,000 | 3,269,000 | 4,876,000 | 6,546,000 |
| Interest expense | 150,000 | 271,000 | 439,000 | 605,000 |
| Net interest income | 1,537,000 | 2,998,000 | 4,437,000 | 5,941,000 |
| Noninterest income | 308,000 | 457,000 | 605,000 | 846,000 |
| Noninterest expense | 1,170,000 | 2,332,000 | 3,518,000 | 5,045,000 |
| Provision for loan losses | 75,000 | 300,000 | 405,000 | 440,000 |
| Pretax income | 600,000 | 823,000 | 1,119,000 | 1,302,000 |
| Income tax | 19,000 | 31,000 | 46,000 | 134,000 |
| Net income | 581,000 | 792,000 | 1,073,000 | 1,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,867,000 | 13,858,000 | 13,958,000 | 13,853,000 |
| Total capital | 15,142,000 | 15,055,000 | 15,184,000 | 15,053,000 |
| Risk-weighted assets | 101,738,000 | 95,171,000 | 97,409,000 | 95,284,000 |