Call reports 2016
FIRST IOWA STATE BANK — 2016
What FIRST IOWA STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 139,611,000 | 140,392,000 | 142,733,000 | 139,674,000 |
| Total loans | 89,798,000 | 91,551,000 | 91,923,000 | 91,619,000 |
| Allowance for loan losses | 1,670,000 | 1,747,000 | 1,825,000 | 1,502,000 |
| Securities available for sale | 40,892,000 | 41,047,000 | 40,349,000 | 38,621,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,323,000 | 102,140,000 | 101,924,000 | 101,929,000 |
| Interest-bearing deposits | 92,183,000 | 88,139,000 | 91,670,000 | 91,685,000 |
| Noninterest-bearing deposits | 15,140,000 | 14,001,000 | 10,254,000 | 10,244,000 |
| Equity capital | 19,015,000 | 19,397,000 | 19,526,000 | 18,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,622,000 | 3,305,000 | 5,009,000 | 6,655,000 |
| Interest expense | 80,000 | 171,000 | 266,000 | 362,000 |
| Net interest income | 1,542,000 | 3,134,000 | 4,743,000 | 6,293,000 |
| Noninterest income | 226,000 | 442,000 | 651,000 | 891,000 |
| Noninterest expense | 1,206,000 | 2,402,000 | 3,600,000 | 4,994,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 488,000 | 1,025,000 | 1,570,000 | 1,892,000 |
| Income tax | 0 | 43,000 | 62,000 | 78,000 |
| Net income | 488,000 | 982,000 | 1,508,000 | 1,814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,461,000 | 16,645,000 | 16,721,000 | 16,857,000 |
| Total capital | 17,728,000 | 17,925,000 | 18,006,000 | 18,130,000 |
| Risk-weighted assets | 100,983,000 | 101,921,000 | 102,260,000 | 101,658,000 |