Call reports 2015
FIRST IOWA STATE BANK — 2015
What FIRST IOWA STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 140,213,000 | 137,888,000 | 139,034,000 | 140,235,000 |
| Total loans | 84,654,000 | 87,206,000 | 88,584,000 | 90,410,000 |
| Allowance for loan losses | 1,440,000 | 1,571,000 | 1,612,000 | 1,591,000 |
| Securities available for sale | 44,516,000 | 42,254,000 | 41,287,000 | 40,217,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,649,000 | 112,455,000 | 113,268,000 | 109,358,000 |
| Interest-bearing deposits | 99,652,000 | 97,469,000 | 97,818,000 | 93,484,000 |
| Noninterest-bearing deposits | 16,997,000 | 14,986,000 | 15,450,000 | 15,874,000 |
| Equity capital | 18,238,000 | 17,656,000 | 18,348,000 | 18,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,614,000 | 3,243,000 | 4,919,000 | 6,605,000 |
| Interest expense | 80,000 | 164,000 | 243,000 | 330,000 |
| Net interest income | 1,534,000 | 3,079,000 | 4,676,000 | 6,275,000 |
| Noninterest income | 190,000 | 379,000 | 599,000 | 844,000 |
| Noninterest expense | 1,307,000 | 2,421,000 | 3,553,000 | 4,949,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 372,000 | 958,000 | 1,605,000 | 2,009,000 |
| Income tax | 14,000 | 34,000 | 61,000 | 78,000 |
| Net income | 358,000 | 924,000 | 1,544,000 | 1,931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,307,000 | 15,564,000 | 16,086,000 | 16,473,000 |
| Total capital | 16,468,000 | 16,750,000 | 17,293,000 | 17,744,000 |
| Risk-weighted assets | 92,914,000 | 94,507,000 | 96,154,000 | 101,369,000 |