Call reports 2014
FIRST IOWA STATE BANK — 2014
What FIRST IOWA STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 139,078,000 | 133,822,000 | 137,107,000 | 137,609,000 |
| Total loans | 78,374,000 | 80,112,000 | 82,914,000 | 83,487,000 |
| Allowance for loan losses | 1,402,000 | 1,380,000 | 1,424,000 | 1,410,000 |
| Securities available for sale | 45,589,000 | 44,741,000 | 44,089,000 | 44,800,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,846,000 | 109,333,000 | 110,628,000 | 110,370,000 |
| Interest-bearing deposits | 97,107,000 | 94,321,000 | 95,222,000 | 94,104,000 |
| Noninterest-bearing deposits | 16,739,000 | 15,012,000 | 15,406,000 | 16,266,000 |
| Equity capital | 16,426,000 | 17,235,000 | 17,620,000 | 17,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,591,000 | 3,172,000 | 4,795,000 | 6,445,000 |
| Interest expense | 105,000 | 200,000 | 287,000 | 378,000 |
| Net interest income | 1,486,000 | 2,972,000 | 4,508,000 | 6,067,000 |
| Noninterest income | 224,000 | 414,000 | 643,000 | 884,000 |
| Noninterest expense | 1,230,000 | 2,461,000 | 3,713,000 | 5,278,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 475,000 | 929,000 | 1,473,000 | 1,708,000 |
| Income tax | 22,000 | 47,000 | 74,000 | 82,000 |
| Net income | 453,000 | 882,000 | 1,399,000 | 1,626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,712,000 | 14,910,000 | 15,181,000 | 15,164,000 |
| Total capital | 15,878,000 | 16,053,000 | 16,348,000 | 16,337,000 |
| Risk-weighted assets | 93,088,000 | 91,226,000 | 93,067,000 | 93,621,000 |