Call reports 2013
FIRST IOWA STATE BANK — 2013
What FIRST IOWA STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 141,296,000 | 135,214,000 | 134,618,000 | 138,914,000 |
| Total loans | 72,766,000 | 73,842,000 | 76,836,000 | 78,900,000 |
| Allowance for loan losses | 1,252,000 | 1,360,000 | 1,330,000 | 1,441,000 |
| Securities available for sale | 52,859,000 | 46,751,000 | 45,143,000 | 44,784,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,877,000 | 118,050,000 | 114,831,000 | 115,571,000 |
| Interest-bearing deposits | 106,704,000 | 101,499,000 | 99,476,000 | 99,696,000 |
| Noninterest-bearing deposits | 15,173,000 | 16,551,000 | 15,355,000 | 15,875,000 |
| Equity capital | 18,040,000 | 15,946,000 | 15,628,000 | 15,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,611,000 | 3,179,000 | 4,754,000 | 6,379,000 |
| Interest expense | 161,000 | 290,000 | 405,000 | 514,000 |
| Net interest income | 1,450,000 | 2,889,000 | 4,349,000 | 5,865,000 |
| Noninterest income | 248,000 | 459,000 | 683,000 | 797,000 |
| Noninterest expense | 1,109,000 | 2,225,000 | 3,358,000 | 4,653,000 |
| Provision for loan losses | 0 | 351,000 | 351,000 | 351,000 |
| Pretax income | 589,000 | 795,000 | 1,346,000 | 1,682,000 |
| Income tax | 28,000 | 39,000 | 68,000 | 78,000 |
| Net income | 561,000 | 756,000 | 1,278,000 | 1,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,264,000 | 14,072,000 | 14,349,000 | 14,429,000 |
| Total capital | 15,381,000 | 15,115,000 | 15,487,000 | 15,545,000 |
| Risk-weighted assets | 88,941,000 | 87,695,000 | 90,821,000 | 93,400,000 |