Call reports 2012
FIRST IOWA STATE BANK — 2012
What FIRST IOWA STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 147,482,000 | 146,288,000 | 148,082,000 | 146,706,000 |
| Total loans | 75,086,000 | 75,558,000 | 76,151,000 | 74,274,000 |
| Allowance for loan losses | 1,714,000 | 1,710,000 | 1,398,000 | 1,633,000 |
| Securities available for sale | 55,642,000 | 57,406,000 | 57,155,000 | 54,638,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,040,000 | 119,841,000 | 118,500,000 | 123,043,000 |
| Interest-bearing deposits | 108,389,000 | 105,689,000 | 105,718,000 | 106,391,000 |
| Noninterest-bearing deposits | 14,651,000 | 14,152,000 | 12,782,000 | 16,652,000 |
| Equity capital | 19,221,000 | 20,430,000 | 21,190,000 | 21,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,772,000 | 3,552,000 | 5,295,000 | 7,081,000 |
| Interest expense | 245,000 | 490,000 | 684,000 | 867,000 |
| Net interest income | 1,527,000 | 3,062,000 | 4,611,000 | 6,214,000 |
| Noninterest income | 204,000 | 434,000 | 665,000 | 916,000 |
| Noninterest expense | 1,090,000 | 2,162,000 | 3,269,000 | 4,444,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 676,000 | 1,369,000 | 2,204,000 | 2,683,000 |
| Income tax | 33,000 | 69,000 | 109,000 | 127,000 |
| Net income | 643,000 | 1,300,000 | 2,095,000 | 2,556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,196,000 | 16,573,000 | 17,230,000 | 17,199,000 |
| Total capital | 17,335,000 | 17,710,000 | 18,385,000 | 18,337,000 |
| Risk-weighted assets | 90,515,000 | 90,387,000 | 92,148,000 | 90,556,000 |