Call reports 2010
FIRST IOWA STATE BANK — 2010
What FIRST IOWA STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 125,285,000 | 123,712,000 | 124,494,000 | 134,465,000 |
| Total loans | 83,551,000 | 82,530,000 | 82,262,000 | 78,603,000 |
| Allowance for loan losses | 1,713,000 | 1,603,000 | 2,064,000 | 1,587,000 |
| Securities available for sale | 25,810,000 | 28,192,000 | 26,528,000 | 32,176,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,044,000 | 103,991,000 | 107,062,000 | 118,574,000 |
| Interest-bearing deposits | 88,612,000 | 89,540,000 | 92,920,000 | 102,504,000 |
| Noninterest-bearing deposits | 14,432,000 | 14,451,000 | 14,142,000 | 16,070,000 |
| Equity capital | 14,486,000 | 14,912,000 | 15,578,000 | 14,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,752,000 | 3,507,000 | 5,240,000 | 6,960,000 |
| Interest expense | 349,000 | 718,000 | 1,067,000 | 1,406,000 |
| Net interest income | 1,403,000 | 2,789,000 | 4,173,000 | 5,554,000 |
| Noninterest income | 224,000 | 452,000 | 694,000 | 948,000 |
| Noninterest expense | 995,000 | 1,972,000 | 2,994,000 | 4,189,000 |
| Provision for loan losses | 300,000 | 700,000 | 1,150,000 | 1,250,000 |
| Pretax income | 332,000 | 569,000 | 731,000 | 1,395,000 |
| Income tax | 16,000 | 28,000 | 40,000 | 75,000 |
| Net income | 316,000 | 541,000 | 691,000 | 1,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,068,000 | 14,155,000 | 14,239,000 | 14,659,000 |
| Total capital | 15,230,000 | 15,310,000 | 15,339,000 | 15,774,000 |
| Risk-weighted assets | 92,390,000 | 91,973,000 | 89,444,000 | 88,721,000 |