Call reports 2009
FIRST IOWA STATE BANK — 2009
What FIRST IOWA STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 124,185,000 | 121,864,000 | 123,761,000 | 122,023,000 |
| Total loans | 83,815,000 | 85,498,000 | 85,747,000 | 84,893,000 |
| Allowance for loan losses | 1,082,000 | 1,235,000 | 1,858,000 | 1,423,000 |
| Securities available for sale | 26,135,000 | 25,218,000 | 27,530,000 | 25,610,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,694,000 | 99,490,000 | 101,696,000 | 100,248,000 |
| Interest-bearing deposits | 87,200,000 | 85,214,000 | 88,748,000 | 85,301,000 |
| Noninterest-bearing deposits | 14,494,000 | 14,276,000 | 12,948,000 | 14,947,000 |
| Equity capital | 13,562,000 | 13,520,000 | 14,213,000 | 14,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,756,000 | 3,581,000 | 5,381,000 | 7,227,000 |
| Interest expense | 485,000 | 936,000 | 1,336,000 | 1,713,000 |
| Net interest income | 1,271,000 | 2,645,000 | 4,045,000 | 5,514,000 |
| Noninterest income | 244,000 | 475,000 | 713,000 | 981,000 |
| Noninterest expense | 941,000 | 1,967,000 | 2,951,000 | 3,925,000 |
| Provision for loan losses | 310,000 | 460,000 | 1,110,000 | 1,410,000 |
| Pretax income | 264,000 | 693,000 | 697,000 | 1,060,000 |
| Income tax | 12,000 | 34,000 | 50,000 | 50,000 |
| Net income | 252,000 | 659,000 | 647,000 | 1,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,332,000 | 13,506,000 | 13,379,000 | 13,745,000 |
| Total capital | 14,414,000 | 14,651,000 | 14,531,000 | 14,894,000 |
| Risk-weighted assets | 90,656,000 | 91,501,000 | 91,590,000 | 91,636,000 |