Call reports 2008
FIRST IOWA STATE BANK — 2008
What FIRST IOWA STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 120,907,000 | 120,028,000 | 123,009,000 | 122,031,000 |
| Total loans | 84,292,000 | 82,859,000 | 86,659,000 | 86,514,000 |
| Allowance for loan losses | 1,456,000 | 1,389,000 | 1,370,000 | 1,365,000 |
| Securities available for sale | 20,801,000 | 28,197,000 | 27,880,000 | 29,094,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,134,000 | 99,616,000 | 100,257,000 | 97,741,000 |
| Interest-bearing deposits | 85,852,000 | 87,007,000 | 87,040,000 | 81,533,000 |
| Noninterest-bearing deposits | 14,282,000 | 12,609,000 | 13,217,000 | 16,208,000 |
| Equity capital | 12,711,000 | 12,388,000 | 12,486,000 | 13,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,897,000 | 3,777,000 | 5,728,000 | 7,772,000 |
| Interest expense | 693,000 | 1,385,000 | 2,016,000 | 2,610,000 |
| Net interest income | 1,204,000 | 2,392,000 | 3,712,000 | 5,162,000 |
| Noninterest income | 252,000 | 486,000 | 720,000 | 986,000 |
| Noninterest expense | 897,000 | 1,760,000 | 2,604,000 | 3,618,000 |
| Provision for loan losses | 30,000 | 60,000 | 120,000 | 445,000 |
| Pretax income | 529,000 | 1,058,000 | 1,708,000 | 2,085,000 |
| Income tax | 25,000 | 53,000 | 85,000 | 98,000 |
| Net income | 504,000 | 1,005,000 | 1,623,000 | 1,987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,121,000 | 12,264,000 | 12,706,000 | 13,075,000 |
| Total capital | 13,248,000 | 13,347,000 | 13,863,000 | 14,234,000 |
| Risk-weighted assets | 89,857,000 | 88,754,000 | 92,329,000 | 92,521,000 |