Call reports 2007
FIRST IOWA STATE BANK — 2007
What FIRST IOWA STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 111,798,000 | 109,860,000 | 114,440,000 | 112,948,000 |
| Total loans | 80,949,000 | 82,804,000 | 84,110,000 | 84,609,000 |
| Allowance for loan losses | 1,326,000 | 1,418,000 | 1,419,000 | 1,426,000 |
| Securities available for sale | 20,020,000 | 18,645,000 | 21,107,000 | 20,214,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,012,000 | 89,038,000 | 91,962,000 | 91,896,000 |
| Interest-bearing deposits | 77,237,000 | 76,749,000 | 79,731,000 | 78,052,000 |
| Noninterest-bearing deposits | 12,775,000 | 12,289,000 | 12,231,000 | 13,844,000 |
| Equity capital | 12,224,000 | 12,283,000 | 12,751,000 | 13,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,730,000 | 3,566,000 | 5,396,000 | 7,371,000 |
| Interest expense | 594,000 | 1,240,000 | 1,909,000 | 2,636,000 |
| Net interest income | 1,136,000 | 2,326,000 | 3,487,000 | 4,735,000 |
| Noninterest income | 239,000 | 518,000 | 761,000 | 950,000 |
| Noninterest expense | 878,000 | 1,717,000 | 2,533,000 | 3,472,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 476,000 | 1,076,000 | 1,634,000 | 2,102,000 |
| Income tax | 21,000 | 52,000 | 81,000 | 99,000 |
| Net income | 455,000 | 1,024,000 | 1,553,000 | 2,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,052,000 | 12,350,000 | 12,545,000 | 12,862,000 |
| Total capital | 13,124,000 | 13,436,000 | 13,656,000 | 13,974,000 |
| Risk-weighted assets | 85,510,000 | 86,574,000 | 88,610,000 | 88,617,000 |