Call reports 2006
FIRST IOWA STATE BANK — 2006
What FIRST IOWA STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 108,495,000 | 109,225,000 | 113,716,000 | 110,608,000 |
| Total loans | 76,878,000 | 78,861,000 | 81,338,000 | 79,776,000 |
| Allowance for loan losses | 1,228,000 | 1,250,000 | 1,286,000 | 1,297,000 |
| Securities available for sale | 24,102,000 | 23,018,000 | 23,606,000 | 23,159,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,360,000 | 84,636,000 | 85,070,000 | 85,532,000 |
| Interest-bearing deposits | 75,947,000 | 73,319,000 | 73,241,000 | 72,571,000 |
| Noninterest-bearing deposits | 13,413,000 | 11,317,000 | 11,829,000 | 12,961,000 |
| Equity capital | 11,821,000 | 11,737,000 | 12,422,000 | 12,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,600,000 | 3,273,000 | 5,013,000 | 6,815,000 |
| Interest expense | 488,000 | 997,000 | 1,599,000 | 2,207,000 |
| Net interest income | 1,112,000 | 2,276,000 | 3,414,000 | 4,608,000 |
| Noninterest income | 253,000 | 504,000 | 746,000 | 993,000 |
| Noninterest expense | 815,000 | 1,596,000 | 2,414,000 | 3,336,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 458,000 | 1,047,000 | 1,564,000 | 2,038,000 |
| Income tax | 29,000 | 57,000 | 79,000 | 103,000 |
| Net income | 429,000 | 990,000 | 1,485,000 | 1,935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,840,000 | 12,027,000 | 12,138,000 | 12,593,000 |
| Total capital | 12,852,000 | 13,059,000 | 13,207,000 | 13,653,000 |
| Risk-weighted assets | 80,720,000 | 82,359,000 | 85,324,000 | 84,545,000 |