Call reports 2004
FIRST IOWA STATE BANK — 2004
What FIRST IOWA STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 109,098,000 | 108,446,000 | 110,242,000 | 108,615,000 |
| Total loans | 73,862,000 | 76,171,000 | 78,497,000 | 77,539,000 |
| Allowance for loan losses | 1,097,000 | 1,206,000 | 1,210,000 | 1,136,000 |
| Securities available for sale | 26,103,000 | 27,245,000 | 25,959,000 | 23,556,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,944,000 | 86,328,000 | 87,007,000 | 89,172,000 |
| Interest-bearing deposits | 78,327,000 | 74,614,000 | 76,553,000 | 75,314,000 |
| Noninterest-bearing deposits | 11,617,000 | 11,714,000 | 10,454,000 | 13,858,000 |
| Equity capital | 11,786,000 | 11,559,000 | 12,258,000 | 12,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,552,000 | 3,160,000 | 4,805,000 | 6,418,000 |
| Interest expense | 399,000 | 792,000 | 1,191,000 | 1,580,000 |
| Net interest income | 1,153,000 | 2,368,000 | 3,614,000 | 4,838,000 |
| Noninterest income | 245,000 | 441,000 | 663,000 | 918,000 |
| Noninterest expense | 754,000 | 1,498,000 | 2,233,000 | 3,080,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 260,000 |
| Pretax income | 614,000 | 1,251,000 | 1,954,000 | 2,416,000 |
| Income tax | 30,000 | 60,000 | 94,000 | 122,000 |
| Net income | 584,000 | 1,191,000 | 1,860,000 | 2,294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,947,000 | 11,198,000 | 11,672,000 | 11,745,000 |
| Total capital | 11,890,000 | 12,168,000 | 12,679,000 | 12,749,000 |
| Risk-weighted assets | 75,619,000 | 77,396,000 | 79,789,000 | 80,223,000 |