Call reports 2003
FIRST IOWA STATE BANK — 2003
What FIRST IOWA STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 105,739,000 | 104,807,000 | 104,180,000 | 104,300,000 |
| Total loans | 72,483,000 | 73,729,000 | 75,136,000 | 74,693,000 |
| Allowance for loan losses | 1,134,000 | 1,144,000 | 1,107,000 | 1,088,000 |
| Securities available for sale | 21,449,000 | 21,340,000 | 20,963,000 | 22,852,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,981,000 | 85,653,000 | 85,233,000 | 85,125,000 |
| Interest-bearing deposits | 74,839,000 | 74,549,000 | 74,800,000 | 73,967,000 |
| Noninterest-bearing deposits | 12,142,000 | 11,104,000 | 10,433,000 | 11,158,000 |
| Equity capital | 11,310,000 | 11,739,000 | 11,576,000 | 11,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,602,000 | 3,127,000 | 4,714,000 | 6,298,000 |
| Interest expense | 489,000 | 959,000 | 1,410,000 | 1,826,000 |
| Net interest income | 1,113,000 | 2,168,000 | 3,304,000 | 4,472,000 |
| Noninterest income | 204,000 | 346,000 | 483,000 | 689,000 |
| Noninterest expense | 713,000 | 1,388,000 | 2,121,000 | 2,913,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 574,000 | 1,076,000 | 1,586,000 | 2,138,000 |
| Income tax | 28,000 | 52,000 | 76,000 | 100,000 |
| Net income | 546,000 | 1,024,000 | 1,510,000 | 2,038,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,367,000 | 10,605,000 | 10,736,000 | 11,109,000 |
| Total capital | 11,303,000 | 11,546,000 | 11,692,000 | 12,093,000 |
| Risk-weighted assets | 74,662,000 | 75,460,000 | 76,394,000 | 78,610,000 |