Call reports 2002
FIRST IOWA STATE BANK — 2002
What FIRST IOWA STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 101,252,000 | 99,502,000 | 100,861,000 | 101,612,000 |
| Total loans | 67,381,000 | 70,008,000 | 71,939,000 | 72,983,000 |
| Allowance for loan losses | 1,082,000 | 1,080,000 | 1,123,000 | 1,102,000 |
| Securities available for sale | 22,903,000 | 22,665,000 | 22,534,000 | 22,207,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,588,000 | 85,237,000 | 83,219,000 | 82,727,000 |
| Interest-bearing deposits | 78,247,000 | 75,358,000 | 73,379,000 | 72,496,000 |
| Noninterest-bearing deposits | 10,341,000 | 9,879,000 | 9,840,000 | 10,231,000 |
| Equity capital | 10,080,000 | 10,724,000 | 11,255,000 | 11,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,564,000 | 3,269,000 | 4,960,000 | 6,554,000 |
| Interest expense | 610,000 | 1,182,000 | 1,728,000 | 2,266,000 |
| Net interest income | 954,000 | 2,087,000 | 3,232,000 | 4,288,000 |
| Noninterest income | 201,000 | 374,000 | 574,000 | 756,000 |
| Noninterest expense | 688,000 | 1,348,000 | 1,970,000 | 2,717,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 437,000 | 1,065,000 | 1,758,000 | 2,222,000 |
| Income tax | 21,000 | 42,000 | 70,000 | 110,000 |
| Net income | 416,000 | 1,023,000 | 1,688,000 | 2,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,637,000 | 9,987,000 | 10,328,000 | 10,541,000 |
| Total capital | 10,518,000 | 10,887,000 | 11,254,000 | 11,478,000 |
| Risk-weighted assets | 70,248,000 | 71,809,000 | 73,937,000 | 74,757,000 |