Call reports 2001
FIRST IOWA STATE BANK — 2001
What FIRST IOWA STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 89,398,000 | 90,865,000 | 94,300,000 | 99,796,000 |
| Total loans | 64,635,000 | 65,393,000 | 66,237,000 | 66,975,000 |
| Allowance for loan losses | 1,046,000 | 1,068,000 | 1,098,000 | 1,063,000 |
| Securities available for sale | 11,262,000 | 11,094,000 | 12,858,000 | 14,698,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,110,000 | 79,375,000 | 82,561,000 | 87,233,000 |
| Interest-bearing deposits | 68,952,000 | 70,446,000 | 73,214,000 | 75,103,000 |
| Noninterest-bearing deposits | 9,158,000 | 8,929,000 | 9,347,000 | 12,130,000 |
| Equity capital | 9,601,000 | 9,718,000 | 10,054,000 | 10,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,661,000 | 3,371,000 | 5,039,000 | 6,754,000 |
| Interest expense | 780,000 | 1,573,000 | 2,326,000 | 3,054,000 |
| Net interest income | 881,000 | 1,798,000 | 2,713,000 | 3,700,000 |
| Noninterest income | 164,000 | 329,000 | 477,000 | 660,000 |
| Noninterest expense | 669,000 | 1,301,000 | 1,917,000 | 2,621,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 349,000 | 769,000 | 1,198,000 | 1,634,000 |
| Income tax | 19,000 | 38,000 | 62,000 | 83,000 |
| Net income | 330,000 | 731,000 | 1,136,000 | 1,551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,336,000 | 9,100,000 | 9,315,000 | 9,414,000 |
| Total capital | 10,142,000 | 9,932,000 | 10,151,000 | 10,290,000 |
| Risk-weighted assets | 64,247,000 | 66,290,000 | 66,645,000 | 69,550,000 |