Call reports 2005
KEYSTONE SAVINGS BANK — 2005
What KEYSTONE SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 54,137,000 | 50,312,000 | 54,343,000 | 50,854,000 |
| Total loans | 31,786,000 | 33,438,000 | 34,545,000 | 33,600,000 |
| Allowance for loan losses | 373,000 | 371,000 | 372,000 | 352,000 |
| Securities available for sale | 14,351,000 | 12,948,000 | 12,065,000 | 12,252,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,253,000 | 43,935,000 | 49,289,000 | 45,559,000 |
| Interest-bearing deposits | 41,456,000 | 35,742,000 | 40,396,000 | 36,042,000 |
| Noninterest-bearing deposits | 7,798,000 | 8,193,000 | 8,893,000 | 9,517,000 |
| Equity capital | 3,720,000 | 3,836,000 | 3,801,000 | 3,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 655,000 | 1,340,000 | 2,037,000 | 2,763,000 |
| Interest expense | 182,000 | 382,000 | 601,000 | 834,000 |
| Net interest income | 473,000 | 958,000 | 1,436,000 | 1,929,000 |
| Noninterest income | 40,000 | 123,000 | 185,000 | 240,000 |
| Noninterest expense | 404,000 | 820,000 | 1,248,000 | 1,660,000 |
| Provision for loan losses | 11,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 98,000 | 246,000 | 358,000 | 494,000 |
| Income tax | 5,000 | 12,000 | 18,000 | 25,000 |
| Net income | 93,000 | 234,000 | 340,000 | 469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,883,000 | 3,856,000 | 3,921,000 | 3,985,000 |
| Total capital | 4,256,000 | 4,227,000 | 4,293,000 | 4,337,000 |
| Risk-weighted assets | 34,637,000 | 33,949,000 | 35,127,000 | 34,247,000 |
Machine access — free, no API key
Every figure shown here about KEYSTONE SAVINGS BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.