Call reports 2003
KEYSTONE SAVINGS BANK — 2003
What KEYSTONE SAVINGS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 50,551,000 | 47,097,000 | 48,969,000 | 47,999,000 |
| Total loans | 26,742,000 | 26,498,000 | 27,666,000 | 28,153,000 |
| Allowance for loan losses | 345,000 | 350,000 | 356,000 | 362,000 |
| Securities available for sale | 15,640,000 | 18,369,000 | 16,411,000 | 16,359,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,520,000 | 41,333,000 | 44,014,000 | 41,447,000 |
| Interest-bearing deposits | 39,026,000 | 34,044,000 | 36,664,000 | 33,307,000 |
| Noninterest-bearing deposits | 6,494,000 | 7,289,000 | 7,351,000 | 8,140,000 |
| Equity capital | 3,760,000 | 3,956,000 | 3,747,000 | 3,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 678,000 | 1,338,000 | 1,998,000 | 2,675,000 |
| Interest expense | 226,000 | 445,000 | 648,000 | 848,000 |
| Net interest income | 452,000 | 893,000 | 1,350,000 | 1,827,000 |
| Noninterest income | 37,000 | 87,000 | 124,000 | 162,000 |
| Noninterest expense | 314,000 | 641,000 | 983,000 | 1,322,000 |
| Provision for loan losses | 14,000 | 25,000 | 32,000 | 40,000 |
| Pretax income | 161,000 | 314,000 | 459,000 | 627,000 |
| Income tax | 8,000 | 16,000 | 23,000 | 30,000 |
| Net income | 153,000 | 298,000 | 436,000 | 597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,348,000 | 3,444,000 | 3,454,000 | 3,613,000 |
| Total capital | 3,691,000 | 3,794,000 | 3,810,000 | 3,975,000 |
| Risk-weighted assets | 27,544,000 | 28,814,000 | 29,721,000 | 29,992,000 |
Machine access — free, no API key
Every figure shown here about KEYSTONE SAVINGS BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.