Call reports 2022
SOUTHWEST CAPITAL BANK — 2022
What SOUTHWEST CAPITAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 440,128,000 | 441,381,000 | 450,727,000 | 429,143,000 |
| Total loans | 165,148,000 | 163,039,000 | 164,470,000 | 174,502,000 |
| Allowance for loan losses | 3,780,000 | 3,849,000 | 3,897,000 | 3,920,000 |
| Securities available for sale | 77,932,000 | 86,404,000 | 97,531,000 | 101,278,000 |
| Securities held to maturity | 112,083,000 | 113,514,000 | 117,785,000 | 117,904,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 400,320,000 | 403,763,000 | 414,793,000 | 392,640,000 |
| Interest-bearing deposits | 246,772,000 | 219,464,000 | 246,699,000 | 215,826,000 |
| Noninterest-bearing deposits | 153,548,000 | 184,299,000 | 168,094,000 | 176,814,000 |
| Equity capital | 35,695,000 | 33,527,000 | 31,667,000 | 33,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,906,000 | 5,958,000 | 9,570,000 | 13,758,000 |
| Interest expense | 95,000 | 186,000 | 269,000 | 341,000 |
| Net interest income | 2,811,000 | 5,772,000 | 9,301,000 | 13,417,000 |
| Noninterest income | 938,000 | 2,079,000 | 3,553,000 | 5,437,000 |
| Noninterest expense | 2,932,000 | 6,085,000 | 9,367,000 | 13,067,000 |
| Provision for loan losses | 7,000 | 13,000 | 18,000 | 26,000 |
| Pretax income | 810,000 | 1,753,000 | 3,469,000 | 4,778,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 810,000 | 1,753,000 | 3,469,000 | 4,778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,771,000 | 40,227,000 | 41,430,000 | 41,884,000 |