Call reports 2021
SOUTHWEST CAPITAL BANK — 2021
What SOUTHWEST CAPITAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 396,715,000 | 414,882,000 | 413,771,000 | 412,643,000 |
| Total loans | 181,709,000 | 165,533,000 | 156,720,000 | 159,680,000 |
| Allowance for loan losses | 3,681,000 | 3,765,000 | 3,275,000 | 3,719,000 |
| Securities available for sale | 123,015,000 | 130,287,000 | 143,207,000 | 157,079,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 357,023,000 | 372,214,000 | 369,872,000 | 369,275,000 |
| Interest-bearing deposits | 215,837,000 | 221,391,000 | 223,880,000 | 223,983,000 |
| Noninterest-bearing deposits | 141,186,000 | 150,823,000 | 145,992,000 | 145,292,000 |
| Equity capital | 35,293,000 | 38,400,000 | 39,686,000 | 39,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,073,000 | 5,956,000 | 8,780,000 | 11,564,000 |
| Interest expense | 179,000 | 327,000 | 443,000 | 550,000 |
| Net interest income | 2,894,000 | 5,629,000 | 8,337,000 | 11,014,000 |
| Noninterest income | 847,000 | 1,008,000 | 1,870,000 | 2,733,000 |
| Noninterest expense | 3,014,000 | 4,863,000 | 7,115,000 | 9,563,000 |
| Provision for loan losses | 30,000 | 64,000 | 153,000 | 159,000 |
| Pretax income | 779,000 | 1,769,000 | 3,255,000 | 4,346,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 779,000 | 1,769,000 | 3,255,000 | 4,346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,131,000 | 38,122,000 | 39,308,000 | 39,821,000 |