Call reports 2019
SOUTHWEST CAPITAL BANK — 2019
What SOUTHWEST CAPITAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 360,144,000 | 366,469,000 | 344,211,000 | 338,397,000 |
| Total loans | 270,627,000 | 242,711,000 | 237,805,000 | 222,493,000 |
| Allowance for loan losses | 4,728,000 | 6,555,000 | 6,566,000 | 3,762,000 |
| Securities available for sale | 40,876,000 | 39,028,000 | 41,212,000 | 33,705,000 |
| Securities held to maturity | 9,114,000 | 8,947,000 | 9,675,000 | 9,513,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 317,463,000 | 328,012,000 | 304,621,000 | 297,412,000 |
| Interest-bearing deposits | 214,849,000 | 227,214,000 | 205,012,000 | 198,635,000 |
| Noninterest-bearing deposits | 102,614,000 | 100,798,000 | 99,609,000 | 98,777,000 |
| Equity capital | 37,153,000 | 34,137,000 | 35,286,000 | 36,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,438,000 | 9,105,000 | 13,297,000 | 17,243,000 |
| Interest expense | 336,000 | 729,000 | 1,060,000 | 1,383,000 |
| Net interest income | 4,102,000 | 8,376,000 | 12,237,000 | 15,860,000 |
| Noninterest income | 395,000 | -1,136,000 | -295,000 | 706,000 |
| Noninterest expense | 3,058,000 | 6,362,000 | 9,531,000 | 12,530,000 |
| Provision for loan losses | 270,000 | 2,675,000 | 2,679,000 | 2,879,000 |
| Pretax income | 1,169,000 | -1,797,000 | -265,000 | 1,199,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,169,000 | -1,797,000 | -265,000 | 1,199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,686,000 | 34,118,000 | 35,351,000 | 36,815,000 |
| Total capital | 41,359,000 | 37,572,000 | 38,683,000 | 39,855,000 |
| Risk-weighted assets | 292,798,000 | 273,234,000 | 263,357,000 | 242,541,000 |