Call reports 2018
SOUTHWEST CAPITAL BANK — 2018
What SOUTHWEST CAPITAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 368,894,000 | 369,729,000 | 368,892,000 | 382,091,000 |
| Total loans | 268,453,000 | 264,657,000 | 268,116,000 | 266,122,000 |
| Allowance for loan losses | 4,447,000 | 4,555,000 | 4,336,000 | 4,507,000 |
| Securities available for sale | 37,812,000 | 40,019,000 | 43,338,000 | 41,804,000 |
| Securities held to maturity | 12,858,000 | 12,573,000 | 11,505,000 | 11,302,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,059,000 | 325,413,000 | 325,011,000 | 339,169,000 |
| Interest-bearing deposits | 208,199,000 | 221,470,000 | 214,870,000 | 227,215,000 |
| Noninterest-bearing deposits | 115,860,000 | 103,943,000 | 110,141,000 | 111,954,000 |
| Equity capital | 35,772,000 | 35,938,000 | 36,053,000 | 36,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,417,000 | 9,065,000 | 13,197,000 | 18,268,000 |
| Interest expense | 360,000 | 745,000 | 1,115,000 | 1,501,000 |
| Net interest income | 4,057,000 | 8,320,000 | 12,082,000 | 16,767,000 |
| Noninterest income | 737,000 | 811,000 | 1,767,000 | 1,910,000 |
| Noninterest expense | 3,037,000 | 6,042,000 | 9,033,000 | 12,659,000 |
| Provision for loan losses | 460,000 | 503,000 | 913,000 | 1,506,000 |
| Pretax income | 1,318,000 | 2,607,000 | 3,924,000 | 4,533,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,318,000 | 2,607,000 | 3,924,000 | 4,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,691,000 | 37,035,000 | 37,383,000 | 37,190,000 |
| Total capital | 40,478,000 | 40,619,000 | 41,042,000 | 40,760,000 |
| Risk-weighted assets | 302,350,000 | 285,787,000 | 292,078,000 | 284,691,000 |