Call reports 2017
SOUTHWEST CAPITAL BANK — 2017
What SOUTHWEST CAPITAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 351,448,000 | 367,512,000 | 353,826,000 | 384,566,000 |
| Total loans | 244,219,000 | 252,603,000 | 269,886,000 | 268,264,000 |
| Allowance for loan losses | 4,949,000 | 4,283,000 | 4,566,000 | 4,368,000 |
| Securities available for sale | 24,547,000 | 24,161,000 | 28,722,000 | 32,863,000 |
| Securities held to maturity | 14,199,000 | 13,909,000 | 13,319,000 | 13,072,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,351,000 | 319,857,000 | 303,697,000 | 339,449,000 |
| Interest-bearing deposits | 224,510,000 | 224,327,000 | 220,020,000 | 208,846,000 |
| Noninterest-bearing deposits | 78,841,000 | 95,530,000 | 83,677,000 | 130,603,000 |
| Equity capital | 34,746,000 | 35,258,000 | 35,692,000 | 35,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,152,000 | 8,083,000 | 12,220,000 | 16,469,000 |
| Interest expense | 418,000 | 843,000 | 1,251,000 | 1,661,000 |
| Net interest income | 3,734,000 | 7,240,000 | 10,969,000 | 14,808,000 |
| Noninterest income | 577,000 | 1,434,000 | 2,116,000 | 2,911,000 |
| Noninterest expense | 2,845,000 | 5,881,000 | 8,963,000 | 12,235,000 |
| Provision for loan losses | 740,000 | 1,035,000 | 1,035,000 | 1,105,000 |
| Pretax income | 726,000 | 1,760,000 | 3,089,000 | 4,380,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 726,000 | 1,760,000 | 3,089,000 | 4,380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,234,000 | 35,394,000 | 35,871,000 | 36,318,000 |
| Total capital | 38,934,000 | 39,086,000 | 39,620,000 | 40,054,000 |
| Risk-weighted assets | 294,781,000 | 294,777,000 | 299,103,000 | 298,296,000 |