Call reports 2016
SOUTHWEST CAPITAL BANK — 2016
What SOUTHWEST CAPITAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 337,323,000 | 345,199,000 | 342,929,000 | 339,060,000 |
| Total loans | 275,551,000 | 276,497,000 | 273,697,000 | 258,429,000 |
| Allowance for loan losses | 4,147,000 | 4,194,000 | 4,191,000 | 4,211,000 |
| Securities available for sale | 17,707,000 | 16,986,000 | 15,728,000 | 17,121,000 |
| Securities held to maturity | 18,916,000 | 17,570,000 | 15,340,000 | 15,014,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,641,000 | 289,369,000 | 290,843,000 | 290,775,000 |
| Interest-bearing deposits | 184,739,000 | 188,218,000 | 212,477,000 | 215,321,000 |
| Noninterest-bearing deposits | 94,902,000 | 101,151,000 | 78,366,000 | 75,454,000 |
| Equity capital | 34,573,000 | 35,185,000 | 35,329,000 | 35,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,419,000 | 8,889,000 | 13,288,000 | 17,493,000 |
| Interest expense | 411,000 | 825,000 | 1,243,000 | 1,651,000 |
| Net interest income | 4,008,000 | 8,064,000 | 12,045,000 | 15,842,000 |
| Noninterest income | 350,000 | 658,000 | 820,000 | 1,332,000 |
| Noninterest expense | 2,121,000 | 4,456,000 | 7,222,000 | 10,296,000 |
| Provision for loan losses | 550,000 | 710,000 | 855,000 | 1,175,000 |
| Pretax income | 1,735,000 | 3,604,000 | 4,837,000 | 5,752,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,735,000 | 3,604,000 | 4,837,000 | 5,752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,641,000 | 35,209,000 | 35,393,000 | 35,533,000 |
| Total capital | 38,518,000 | 39,181,000 | 39,362,000 | 39,239,000 |
| Risk-weighted assets | 309,880,000 | 317,583,000 | 317,300,000 | 296,004,000 |