Call reports 2011
SOUTHWEST CAPITAL BANK — 2011
What SOUTHWEST CAPITAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 177,677,000 | 185,010,000 | 193,527,000 | 204,332,000 |
| Total loans | 128,951,000 | 142,061,000 | 150,201,000 | 146,911,000 |
| Allowance for loan losses | 1,716,000 | 1,818,000 | 2,008,000 | 1,997,000 |
| Securities available for sale | 12,360,000 | 13,974,000 | 13,741,000 | 16,147,000 |
| Securities held to maturity | 19,804,000 | 20,768,000 | 22,465,000 | 26,205,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,746,000 | 140,552,000 | 145,227,000 | 162,411,000 |
| Interest-bearing deposits | 113,878,000 | 115,382,000 | 118,125,000 | 137,370,000 |
| Noninterest-bearing deposits | 23,868,000 | 25,170,000 | 27,102,000 | 25,041,000 |
| Equity capital | 17,421,000 | 17,525,000 | 17,919,000 | 18,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,254,000 | 4,546,000 | 6,923,000 | 9,312,000 |
| Interest expense | 451,000 | 859,000 | 1,245,000 | 1,639,000 |
| Net interest income | 1,803,000 | 3,687,000 | 5,678,000 | 7,673,000 |
| Noninterest income | 444,000 | 756,000 | 2,018,000 | 1,510,000 |
| Noninterest expense | 1,048,000 | 2,191,000 | 3,778,000 | 5,222,000 |
| Provision for loan losses | 100,000 | 200,000 | 625,000 | 735,000 |
| Pretax income | 1,099,000 | 2,052,000 | 3,305,000 | 3,238,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,099,000 | 2,052,000 | 3,305,000 | 3,238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,341,000 | 17,269,000 | 17,572,000 | 18,480,000 |
| Total capital | 18,902,000 | 18,946,000 | 19,378,000 | 20,343,000 |
| Risk-weighted assets | 124,701,000 | 134,033,000 | 144,227,000 | 148,879,000 |