Call reports 2017
IOWA-NEBRASKA STATE BANK — 2017
What IOWA-NEBRASKA STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 208,823,000 | 200,190,000 | 206,580,000 | 207,535,000 |
| Total loans | 123,709,000 | 122,652,000 | 126,330,000 | 130,490,000 |
| Allowance for loan losses | 1,826,000 | 1,784,000 | 1,725,000 | 1,679,000 |
| Securities available for sale | 47,472,000 | 47,561,000 | 46,279,000 | 49,264,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,061,000 | 175,364,000 | 181,365,000 | 180,698,000 |
| Interest-bearing deposits | 130,010,000 | 123,335,000 | 123,589,000 | 124,261,000 |
| Noninterest-bearing deposits | 52,051,000 | 52,029,000 | 57,776,000 | 56,437,000 |
| Equity capital | 20,312,000 | 20,504,000 | 21,067,000 | 20,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,550,000 | 3,168,000 | 4,795,000 | 6,534,000 |
| Interest expense | 121,000 | 241,000 | 354,000 | 489,000 |
| Net interest income | 1,429,000 | 2,927,000 | 4,441,000 | 6,045,000 |
| Noninterest income | 810,000 | 1,718,000 | 2,619,000 | 3,596,000 |
| Noninterest expense | 1,883,000 | 3,712,000 | 5,622,000 | 7,505,000 |
| Provision for loan losses | -50,000 | -100,000 | -100,000 | -150,000 |
| Pretax income | 408,000 | 1,048,000 | 1,552,000 | 2,296,000 |
| Income tax | 22,000 | 47,000 | 73,000 | 102,000 |
| Net income | 386,000 | 1,001,000 | 1,479,000 | 2,194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,335,000 | 20,416,000 | 20,859,000 | 20,638,000 |
| Total capital | 22,186,000 | 22,225,000 | 22,609,000 | 22,342,000 |
| Risk-weighted assets | 167,763,000 | 165,808,000 | 170,067,000 | 175,389,000 |