Call reports 2016
IOWA-NEBRASKA STATE BANK — 2016
What IOWA-NEBRASKA STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 213,095,000 | 214,350,000 | 200,178,000 | 197,269,000 |
| Total loans | 125,199,000 | 125,683,000 | 121,905,000 | 121,776,000 |
| Allowance for loan losses | 1,912,000 | 1,859,000 | 1,858,000 | 1,854,000 |
| Securities available for sale | 52,397,000 | 46,769,000 | 41,875,000 | 48,523,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,696,000 | 186,766,000 | 171,634,000 | 170,751,000 |
| Interest-bearing deposits | 140,289,000 | 140,928,000 | 119,656,000 | 118,892,000 |
| Noninterest-bearing deposits | 46,407,000 | 45,838,000 | 51,978,000 | 51,859,000 |
| Equity capital | 18,959,000 | 20,192,000 | 21,207,000 | 19,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,597,000 | 3,262,000 | 4,819,000 | 6,356,000 |
| Interest expense | 138,000 | 274,000 | 399,000 | 525,000 |
| Net interest income | 1,459,000 | 2,988,000 | 4,420,000 | 5,831,000 |
| Noninterest income | 768,000 | 1,687,000 | 3,451,000 | 4,365,000 |
| Noninterest expense | 1,928,000 | 3,872,000 | 5,878,000 | 7,843,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 367,000 | 897,000 | 2,120,000 | 2,480,000 |
| Income tax | 31,000 | 52,000 | 71,000 | 96,000 |
| Net income | 336,000 | 845,000 | 2,049,000 | 2,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,498,000 | 19,303,000 | 20,479,000 | 19,983,000 |
| Total capital | 20,435,000 | 21,187,000 | 22,362,000 | 21,862,000 |
| Risk-weighted assets | 162,192,000 | 163,578,000 | 159,956,000 | 163,303,000 |