Call reports 2015
IOWA-NEBRASKA STATE BANK — 2015
What IOWA-NEBRASKA STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 213,997,000 | 211,639,000 | 212,113,000 | 214,771,000 |
| Total loans | 113,952,000 | 118,899,000 | 121,770,000 | 125,608,000 |
| Allowance for loan losses | 2,512,000 | 2,521,000 | 2,528,000 | 1,991,000 |
| Securities available for sale | 70,883,000 | 67,063,000 | 63,485,000 | 59,959,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,054,000 | 178,405,000 | 179,666,000 | 187,555,000 |
| Interest-bearing deposits | 141,083,000 | 136,419,000 | 135,824,000 | 137,640,000 |
| Noninterest-bearing deposits | 46,971,000 | 41,985,000 | 43,842,000 | 49,915,000 |
| Equity capital | 18,245,000 | 18,125,000 | 18,827,000 | 18,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,489,000 | 3,059,000 | 4,631,000 | 6,194,000 |
| Interest expense | 128,000 | 259,000 | 392,000 | 521,000 |
| Net interest income | 1,361,000 | 2,800,000 | 4,239,000 | 5,673,000 |
| Noninterest income | 715,000 | 1,547,000 | 2,389,000 | 3,214,000 |
| Noninterest expense | 1,912,000 | 3,868,000 | 5,802,000 | 7,711,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 190,000 | 535,000 | 881,000 | 1,270,000 |
| Income tax | 19,000 | 39,000 | 58,000 | 78,000 |
| Net income | 171,000 | 496,000 | 823,000 | 1,192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,752,000 | 18,049,000 | 18,349,000 | 18,191,000 |
| Total capital | 19,589,000 | 19,965,000 | 20,323,000 | 20,207,000 |
| Risk-weighted assets | 146,295,000 | 152,507,000 | 157,319,000 | 163,324,000 |