Call reports 2013
IOWA-NEBRASKA STATE BANK — 2013
What IOWA-NEBRASKA STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 210,004,000 | 203,160,000 | 194,919,000 | 198,054,000 |
| Total loans | 93,049,000 | 97,311,000 | 101,623,000 | 105,289,000 |
| Allowance for loan losses | 2,683,000 | 2,685,000 | 2,675,000 | 2,659,000 |
| Securities available for sale | 76,182,000 | 75,971,000 | 64,580,000 | 63,620,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,916,000 | 176,485,000 | 170,196,000 | 171,302,000 |
| Interest-bearing deposits | 149,467,000 | 142,235,000 | 134,883,000 | 135,175,000 |
| Noninterest-bearing deposits | 36,449,000 | 34,250,000 | 35,313,000 | 36,127,000 |
| Equity capital | 18,025,000 | 16,149,000 | 16,627,000 | 16,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,454,000 | 2,857,000 | 4,293,000 | 5,720,000 |
| Interest expense | 198,000 | 346,000 | 496,000 | 641,000 |
| Net interest income | 1,256,000 | 2,511,000 | 3,797,000 | 5,079,000 |
| Noninterest income | 707,000 | 1,433,000 | 2,197,000 | 2,921,000 |
| Noninterest expense | 1,883,000 | 3,615,000 | 5,396,000 | 7,169,000 |
| Provision for loan losses | -125,000 | -125,000 | -125,000 | -125,000 |
| Pretax income | 207,000 | 467,000 | 990,000 | 1,238,000 |
| Income tax | 25,000 | 40,000 | 55,000 | 70,000 |
| Net income | 182,000 | 427,000 | 935,000 | 1,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,975,000 | 17,067,000 | 17,299,000 | 17,254,000 |
| Total capital | 18,402,000 | 18,563,000 | 18,832,000 | 18,831,000 |
| Risk-weighted assets | 112,794,000 | 117,676,000 | 120,170,000 | 125,055,000 |