Call reports 2012
IOWA-NEBRASKA STATE BANK — 2012
What IOWA-NEBRASKA STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 201,108,000 | 201,044,000 | 205,557,000 | 206,079,000 |
| Total loans | 102,410,000 | 102,263,000 | 101,618,000 | 101,569,000 |
| Allowance for loan losses | 2,996,000 | 3,036,000 | 3,028,000 | 2,811,000 |
| Securities available for sale | 63,482,000 | 68,232,000 | 69,494,000 | 69,035,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,752,000 | 169,452,000 | 173,340,000 | 174,327,000 |
| Interest-bearing deposits | 132,177,000 | 136,558,000 | 139,683,000 | 140,656,000 |
| Noninterest-bearing deposits | 33,575,000 | 32,894,000 | 33,656,000 | 33,670,000 |
| Equity capital | 16,976,000 | 17,205,000 | 17,777,000 | 17,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,700,000 | 3,337,000 | 5,006,000 | 6,594,000 |
| Interest expense | 384,000 | 714,000 | 986,000 | 1,240,000 |
| Net interest income | 1,316,000 | 2,623,000 | 4,020,000 | 5,354,000 |
| Noninterest income | 716,000 | 1,475,000 | 2,185,000 | 2,924,000 |
| Noninterest expense | 1,702,000 | 3,600,000 | 5,444,000 | 7,214,000 |
| Provision for loan losses | 150,000 | 200,000 | 240,000 | 250,000 |
| Pretax income | 194,000 | 312,000 | 535,000 | 875,000 |
| Income tax | 13,000 | 22,000 | 31,000 | 46,000 |
| Net income | 181,000 | 290,000 | 504,000 | 829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,145,000 | 16,254,000 | 16,468,000 | 16,786,000 |
| Total capital | 17,678,000 | 17,792,000 | 17,989,000 | 18,314,000 |
| Risk-weighted assets | 120,457,000 | 120,800,000 | 119,423,000 | 120,216,000 |