Call reports 2009
IOWA-NEBRASKA STATE BANK — 2009
What IOWA-NEBRASKA STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 214,448,000 | 207,330,000 | 204,651,000 | 201,815,000 |
| Total loans | 151,674,000 | 145,268,000 | 144,618,000 | 139,798,000 |
| Allowance for loan losses | 2,808,000 | 2,377,000 | 2,327,000 | 2,105,000 |
| Securities available for sale | 29,738,000 | 30,112,000 | 30,408,000 | 34,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,725,000 | 150,340,000 | 147,981,000 | 146,766,000 |
| Interest-bearing deposits | 132,751,000 | 126,400,000 | 122,814,000 | 118,916,000 |
| Noninterest-bearing deposits | 24,974,000 | 23,940,000 | 25,167,000 | 27,850,000 |
| Equity capital | 17,888,000 | 17,928,000 | 17,746,000 | 17,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,595,000 | 5,137,000 | 7,575,000 | 10,023,000 |
| Interest expense | 962,000 | 1,874,000 | 2,761,000 | 3,584,000 |
| Net interest income | 1,633,000 | 3,263,000 | 4,814,000 | 6,439,000 |
| Noninterest income | 593,000 | 1,150,000 | 1,594,000 | 2,364,000 |
| Noninterest expense | 1,876,000 | 3,897,000 | 5,832,000 | 7,583,000 |
| Provision for loan losses | 150,000 | 200,000 | 624,000 | 1,150,000 |
| Pretax income | 196,000 | 312,000 | -52,000 | 162,000 |
| Income tax | 20,000 | 25,000 | 31,000 | 0 |
| Net income | 176,000 | 287,000 | -83,000 | 162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,567,000 | 17,642,000 | 17,242,000 | 17,487,000 |
| Total capital | 19,659,000 | 19,667,000 | 19,319,000 | 19,505,000 |
| Risk-weighted assets | 166,144,000 | 160,905,000 | 165,114,000 | 160,628,000 |