Call reports 2002
IOWA-NEBRASKA STATE BANK — 2002
What IOWA-NEBRASKA STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 146,486,000 | 147,618,000 | 152,644,000 | 149,782,000 |
| Total loans | 97,386,000 | 98,441,000 | 99,695,000 | 101,083,000 |
| Allowance for loan losses | 1,050,000 | 1,089,000 | 1,136,000 | 1,160,000 |
| Securities available for sale | 30,242,000 | 30,986,000 | 30,679,000 | 33,106,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,753,000 | 113,083,000 | 116,674,000 | 111,569,000 |
| Interest-bearing deposits | 98,787,000 | 99,607,000 | 102,509,000 | 95,452,000 |
| Noninterest-bearing deposits | 13,966,000 | 13,476,000 | 14,165,000 | 16,117,000 |
| Equity capital | 11,433,000 | 11,662,000 | 11,860,000 | 12,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,292,000 | 4,598,000 | 6,897,000 | 9,141,000 |
| Interest expense | 1,014,000 | 2,019,000 | 2,973,000 | 3,842,000 |
| Net interest income | 1,278,000 | 2,579,000 | 3,924,000 | 5,299,000 |
| Noninterest income | 313,000 | 628,000 | 966,000 | 1,381,000 |
| Noninterest expense | 1,054,000 | 2,106,000 | 3,188,000 | 4,387,000 |
| Provision for loan losses | 81,000 | 210,000 | 337,000 | 476,000 |
| Pretax income | 486,000 | 921,000 | 1,395,000 | 1,872,000 |
| Income tax | 121,000 | 242,000 | 363,000 | 467,000 |
| Net income | 365,000 | 679,000 | 1,032,000 | 1,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,761,000 | 10,975,000 | 11,190,000 | 11,464,000 |
| Total capital | 11,811,000 | 12,064,000 | 12,326,000 | 12,624,000 |
| Risk-weighted assets | 95,191,000 | 97,114,000 | 101,838,000 | 103,144,000 |