Call reports 2001
IOWA-NEBRASKA STATE BANK — 2001
What IOWA-NEBRASKA STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 140,449,000 | 140,511,000 | 145,423,000 | 147,559,000 |
| Total loans | 92,470,000 | 94,440,000 | 101,022,000 | 99,993,000 |
| Allowance for loan losses | 957,000 | 969,000 | 1,080,000 | 1,070,000 |
| Securities available for sale | 30,426,000 | 28,800,000 | 28,741,000 | 29,984,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,136,000 | 104,549,000 | 108,985,000 | 112,959,000 |
| Interest-bearing deposits | 90,898,000 | 91,126,000 | 95,738,000 | 96,896,000 |
| Noninterest-bearing deposits | 13,238,000 | 13,423,000 | 13,247,000 | 16,063,000 |
| Equity capital | 10,454,000 | 10,624,000 | 11,027,000 | 11,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,545,000 | 5,041,000 | 7,545,000 | 9,969,000 |
| Interest expense | 1,393,000 | 2,744,000 | 4,031,000 | 5,170,000 |
| Net interest income | 1,152,000 | 2,297,000 | 3,514,000 | 4,799,000 |
| Noninterest income | 182,000 | 412,000 | 666,000 | 985,000 |
| Noninterest expense | 994,000 | 2,018,000 | 3,007,000 | 4,081,000 |
| Provision for loan losses | 0 | 37,000 | 207,000 | 299,000 |
| Pretax income | 340,000 | 694,000 | 1,008,000 | 1,446,000 |
| Income tax | 80,000 | 176,000 | 221,000 | 323,000 |
| Net income | 260,000 | 518,000 | 787,000 | 1,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,951,000 | 10,127,000 | 10,278,000 | 10,533,000 |
| Total capital | 10,908,000 | 11,096,000 | 11,358,000 | 11,603,000 |
| Risk-weighted assets | 90,741,000 | 92,451,000 | 98,755,000 | 98,641,000 |