Call reports 2025
COMMUNITY SAVINGS BANK — 2025
What COMMUNITY SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 607,546,000 | 605,934,000 | 599,846,000 | 618,449,000 |
| Total loans | 449,991,000 | 442,698,000 | 438,737,000 | 433,573,000 |
| Allowance for loan losses | 4,722,000 | 4,710,000 | 4,794,000 | 4,961,000 |
| Securities available for sale | 123,513,000 | 123,782,000 | 127,033,000 | 138,831,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 474,602,000 | 470,508,000 | 458,888,000 | 493,875,000 |
| Interest-bearing deposits | 396,234,000 | 391,962,000 | 383,470,000 | 403,096,000 |
| Noninterest-bearing deposits | 78,368,000 | 78,546,000 | 75,418,000 | 90,779,000 |
| Equity capital | 47,440,000 | 48,518,000 | 52,498,000 | 53,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,827,000 | 15,670,000 | 23,691,000 | 31,648,000 |
| Interest expense | 3,341,000 | 6,555,000 | 9,832,000 | 12,983,000 |
| Net interest income | 4,486,000 | 9,115,000 | 13,859,000 | 18,665,000 |
| Noninterest income | 690,000 | 1,364,000 | 1,994,000 | 2,677,000 |
| Noninterest expense | 3,747,000 | 7,433,000 | 11,220,000 | 15,007,000 |
| Provision for loan losses | 83,000 | 57,000 | 131,000 | 310,000 |
| Pretax income | 1,299,000 | 2,847,000 | 4,386,000 | 5,965,000 |
| Income tax | 53,000 | 117,000 | 180,000 | 245,000 |
| Net income | 1,246,000 | 2,730,000 | 4,206,000 | 5,720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,522,000 | 60,177,000 | 60,772,000 | 60,547,000 |
| Total capital | 64,245,000 | 64,988,000 | 65,671,000 | 65,612,000 |
| Risk-weighted assets | 489,380,000 | 480,837,000 | 474,200,000 | 472,762,000 |