Call reports 2024
COMMUNITY SAVINGS BANK — 2024
What COMMUNITY SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 587,961,000 | 577,816,000 | 586,215,000 | 609,792,000 |
| Total loans | 427,271,000 | 419,003,000 | 422,853,000 | 448,636,000 |
| Allowance for loan losses | 4,540,000 | 4,622,000 | 4,627,000 | 4,636,000 |
| Securities available for sale | 126,193,000 | 125,132,000 | 127,684,000 | 123,058,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 467,962,000 | 462,741,000 | 456,265,000 | 467,629,000 |
| Interest-bearing deposits | 388,699,000 | 379,184,000 | 374,494,000 | 384,652,000 |
| Noninterest-bearing deposits | 79,263,000 | 83,557,000 | 81,771,000 | 82,977,000 |
| Equity capital | 46,381,000 | 44,726,000 | 49,374,000 | 45,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,171,000 | 14,309,000 | 21,625,000 | 29,218,000 |
| Interest expense | 3,186,000 | 6,319,000 | 9,567,000 | 12,873,000 |
| Net interest income | 3,985,000 | 7,990,000 | 12,058,000 | 16,345,000 |
| Noninterest income | 824,000 | 1,434,000 | 2,084,000 | 2,784,000 |
| Noninterest expense | 3,849,000 | 7,474,000 | 10,969,000 | 14,534,000 |
| Provision for loan losses | 76,000 | 156,000 | 158,000 | 169,000 |
| Pretax income | 884,000 | 1,779,000 | 3,045,000 | 4,475,000 |
| Income tax | 39,000 | 78,000 | 134,000 | 135,000 |
| Net income | 845,000 | 1,701,000 | 2,911,000 | 4,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,199,000 | 57,077,000 | 58,306,000 | 58,255,000 |
| Total capital | 61,739,000 | 61,699,000 | 62,934,000 | 62,891,000 |
| Risk-weighted assets | 459,069,000 | 452,364,000 | 463,096,000 | 484,881,000 |