Call reports 2022
COMMUNITY SAVINGS BANK — 2022
What COMMUNITY SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 530,870,000 | 529,790,000 | 507,379,000 | 545,780,000 |
| Total loans | 331,740,000 | 330,871,000 | 350,626,000 | 383,971,000 |
| Allowance for loan losses | 3,944,000 | 3,953,000 | 3,828,000 | 3,810,000 |
| Securities available for sale | 120,418,000 | 117,031,000 | 116,034,000 | 120,189,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 445,668,000 | 452,909,000 | 435,834,000 | 449,864,000 |
| Interest-bearing deposits | 344,074,000 | 345,667,000 | 336,193,000 | 347,838,000 |
| Noninterest-bearing deposits | 101,594,000 | 107,242,000 | 99,641,000 | 102,026,000 |
| Equity capital | 43,817,000 | 41,933,000 | 38,737,000 | 41,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,343,000 | 8,763,000 | 13,608,000 | 18,819,000 |
| Interest expense | 488,000 | 976,000 | 1,630,000 | 2,714,000 |
| Net interest income | 3,855,000 | 7,787,000 | 11,978,000 | 16,105,000 |
| Noninterest income | 628,000 | 1,251,000 | 2,025,000 | 2,647,000 |
| Noninterest expense | 3,532,000 | 7,051,000 | 10,583,000 | 14,133,000 |
| Provision for loan losses | 82,000 | 82,000 | 82,000 | 84,000 |
| Pretax income | 909,000 | 1,927,000 | 3,365,000 | 4,569,000 |
| Income tax | 45,000 | 96,000 | 168,000 | 229,000 |
| Net income | 864,000 | 1,831,000 | 3,197,000 | 4,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,885,000 | 53,871,000 | 54,258,000 | 54,422,000 |
| Total capital | 51,829,000 | 57,824,000 | 58,086,000 | 58,232,000 |
| Risk-weighted assets | 396,667,000 | 373,973,000 | 386,042,000 | 415,015,000 |