Call reports 2021
COMMUNITY SAVINGS BANK — 2021
What COMMUNITY SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 500,980,000 | 508,535,000 | 508,729,000 | 521,133,000 |
| Total loans | 344,476,000 | 333,136,000 | 326,851,000 | 340,727,000 |
| Allowance for loan losses | 3,883,000 | 4,101,000 | 4,131,000 | 3,892,000 |
| Securities available for sale | 97,851,000 | 112,860,000 | 117,090,000 | 120,398,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 405,360,000 | 415,385,000 | 418,108,000 | 427,918,000 |
| Interest-bearing deposits | 313,161,000 | 323,669,000 | 325,865,000 | 328,331,000 |
| Noninterest-bearing deposits | 92,199,000 | 91,716,000 | 92,243,000 | 99,587,000 |
| Equity capital | 49,680,000 | 50,912,000 | 51,667,000 | 52,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,230,000 | 8,719,000 | 13,852,000 | 18,547,000 |
| Interest expense | 694,000 | 1,346,000 | 1,948,000 | 2,480,000 |
| Net interest income | 3,536,000 | 7,373,000 | 11,904,000 | 16,067,000 |
| Noninterest income | 780,000 | 1,611,000 | 2,119,000 | 4,400,000 |
| Noninterest expense | 3,484,000 | 6,926,000 | 10,421,000 | 14,076,000 |
| Provision for loan losses | 75,000 | 140,000 | 153,000 | 158,000 |
| Pretax income | 1,121,000 | 2,283,000 | 3,943,000 | 6,801,000 |
| Income tax | 54,000 | 113,000 | 197,000 | 337,000 |
| Net income | 1,067,000 | 2,170,000 | 3,746,000 | 6,464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,943,000 | 44,466,000 | 45,463,000 | 47,000,000 |
| Total capital | 47,826,000 | 48,567,000 | 49,594,000 | 50,892,000 |
| Risk-weighted assets | 352,359,000 | 352,452,000 | 360,290,000 | 383,013,000 |