Call reports 2020
COMMUNITY SAVINGS BANK — 2020
What COMMUNITY SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 440,073,000 | 481,527,000 | 478,413,000 | 495,298,000 |
| Total loans | 296,329,000 | 332,468,000 | 336,079,000 | 339,342,000 |
| Allowance for loan losses | 3,216,000 | 3,287,000 | 3,383,000 | 3,673,000 |
| Securities available for sale | 81,809,000 | 84,327,000 | 94,520,000 | 94,682,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 346,695,000 | 386,049,000 | 381,385,000 | 399,916,000 |
| Interest-bearing deposits | 291,711,000 | 303,472,000 | 297,623,000 | 307,269,000 |
| Noninterest-bearing deposits | 54,984,000 | 82,577,000 | 83,762,000 | 92,647,000 |
| Equity capital | 44,211,000 | 49,062,000 | 49,710,000 | 49,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,376,000 | 9,027,000 | 13,540,000 | 18,055,000 |
| Interest expense | 1,146,000 | 2,125,000 | 3,006,000 | 3,794,000 |
| Net interest income | 3,230,000 | 6,902,000 | 10,534,000 | 14,261,000 |
| Noninterest income | 904,000 | 1,528,000 | 2,609,000 | 3,418,000 |
| Noninterest expense | 3,088,000 | 6,199,000 | 9,668,000 | 13,111,000 |
| Provision for loan losses | 79,000 | 238,000 | 538,000 | 788,000 |
| Pretax income | 1,063,000 | 2,321,000 | 3,384,000 | 4,391,000 |
| Income tax | 49,000 | 115,000 | 170,000 | 217,000 |
| Net income | 1,014,000 | 2,206,000 | 3,214,000 | 4,174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,598,000 | 42,461,000 | 42,924,000 | 42,855,000 |
| Total capital | 41,814,000 | 45,748,000 | 46,307,000 | 46,528,000 |
| Risk-weighted assets | 334,518,000 | 333,923,000 | 340,187,000 | 348,767,000 |