Call reports 2018
COMMUNITY SAVINGS BANK — 2018
What COMMUNITY SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 430,808,000 | 426,331,000 | 415,979,000 | 427,673,000 |
| Total loans | 323,530,000 | 310,958,000 | 304,202,000 | 307,982,000 |
| Allowance for loan losses | 4,105,000 | 3,698,000 | 1,971,000 | 2,228,000 |
| Securities available for sale | 68,551,000 | 69,544,000 | 73,550,000 | 78,803,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 350,075,000 | 345,299,000 | 334,343,000 | 344,953,000 |
| Interest-bearing deposits | 298,844,000 | 291,920,000 | 282,166,000 | 284,481,000 |
| Noninterest-bearing deposits | 51,231,000 | 53,379,000 | 52,177,000 | 60,472,000 |
| Equity capital | 40,098,000 | 40,765,000 | 38,519,000 | 41,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,471,000 | 8,909,000 | 13,391,000 | 17,941,000 |
| Interest expense | 860,000 | 1,774,000 | 2,757,000 | 3,869,000 |
| Net interest income | 3,611,000 | 7,135,000 | 10,634,000 | 14,072,000 |
| Noninterest income | 727,000 | 1,349,000 | 2,128,000 | 2,870,000 |
| Noninterest expense | 3,263,000 | 6,341,000 | 9,457,000 | 12,277,000 |
| Provision for loan losses | 303,000 | 409,000 | 2,828,000 | 3,238,000 |
| Pretax income | 779,000 | 1,741,000 | 538,000 | 1,494,000 |
| Income tax | 39,000 | 89,000 | 136,000 | 74,000 |
| Net income | 740,000 | 1,652,000 | 402,000 | 1,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,793,000 | 38,375,000 | 36,795,000 | 38,866,000 |
| Total capital | 41,898,000 | 42,073,000 | 38,766,000 | 41,094,000 |
| Risk-weighted assets | 343,141,000 | 331,505,000 | 321,650,000 | 326,839,000 |