Call reports 2017
COMMUNITY SAVINGS BANK — 2017
What COMMUNITY SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 434,799,000 | 426,059,000 | 428,675,000 | 435,671,000 |
| Total loans | 323,973,000 | 323,754,000 | 329,359,000 | 336,276,000 |
| Allowance for loan losses | 3,885,000 | 4,520,000 | 4,575,000 | 3,853,000 |
| Securities available for sale | 73,489,000 | 75,553,000 | 74,140,000 | 69,377,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 353,063,000 | 345,870,000 | 341,361,000 | 350,603,000 |
| Interest-bearing deposits | 303,572,000 | 295,220,000 | 290,000,000 | 295,026,000 |
| Noninterest-bearing deposits | 49,491,000 | 50,650,000 | 51,361,000 | 55,577,000 |
| Equity capital | 43,720,000 | 39,223,000 | 40,618,000 | 41,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,387,000 | 8,723,000 | 13,248,000 | 17,827,000 |
| Interest expense | 693,000 | 1,412,000 | 2,198,000 | 3,029,000 |
| Net interest income | 3,694,000 | 7,311,000 | 11,050,000 | 14,798,000 |
| Noninterest income | 651,000 | 1,163,000 | 1,758,000 | 2,348,000 |
| Noninterest expense | 3,055,000 | 5,987,000 | 8,798,000 | 11,848,000 |
| Provision for loan losses | 154,000 | 6,390,000 | 6,514,000 | 6,521,000 |
| Pretax income | 1,142,000 | -3,876,000 | -2,453,000 | -1,151,000 |
| Income tax | 67,000 | 0 | 22,000 | 0 |
| Net income | 1,075,000 | -3,876,000 | -2,475,000 | -1,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,834,000 | 34,804,000 | 36,221,000 | 37,560,000 |
| Total capital | 44,719,000 | 38,975,000 | 40,463,000 | 41,413,000 |
| Risk-weighted assets | 336,771,000 | 333,293,000 | 338,997,000 | 346,520,000 |