Call reports 2011
COMMUNITY SAVINGS BANK — 2011
What COMMUNITY SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 300,324,000 | 297,062,000 | 309,333,000 | 317,946,000 |
| Total loans | 214,155,000 | 219,330,000 | 229,939,000 | 232,864,000 |
| Allowance for loan losses | 2,629,000 | 2,782,000 | 2,932,000 | 3,017,000 |
| Securities available for sale | 50,819,000 | 57,264,000 | 62,374,000 | 65,622,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,532,000 | 242,793,000 | 246,672,000 | 255,492,000 |
| Interest-bearing deposits | 221,937,000 | 218,221,000 | 221,367,000 | 224,780,000 |
| Noninterest-bearing deposits | 24,595,000 | 24,572,000 | 25,305,000 | 30,712,000 |
| Equity capital | 28,042,000 | 29,716,000 | 31,605,000 | 31,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,722,000 | 7,470,000 | 11,302,000 | 15,247,000 |
| Interest expense | 1,249,000 | 2,385,000 | 3,405,000 | 4,382,000 |
| Net interest income | 2,473,000 | 5,085,000 | 7,897,000 | 10,865,000 |
| Noninterest income | 53,000 | 413,000 | 748,000 | 1,273,000 |
| Noninterest expense | 2,062,000 | 3,973,000 | 5,823,000 | 8,052,000 |
| Provision for loan losses | 165,000 | 419,000 | 582,000 | 754,000 |
| Pretax income | 299,000 | 1,111,000 | 2,283,000 | 3,477,000 |
| Income tax | 23,000 | 63,000 | 120,000 | 177,000 |
| Net income | 276,000 | 1,048,000 | 2,163,000 | 3,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,881,000 | 28,653,000 | 29,767,000 | 29,854,000 |
| Total capital | 30,510,000 | 31,435,000 | 32,699,000 | 32,871,000 |
| Risk-weighted assets | 242,210,000 | 247,147,000 | 258,434,000 | 263,456,000 |