Call reports 2001
COMMUNITY SAVINGS BANK — 2001
What COMMUNITY SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 122,788,000 | 126,775,000 | 129,957,000 | 133,009,000 |
| Total loans | 88,768,000 | 91,096,000 | 93,957,000 | 95,244,000 |
| Allowance for loan losses | 820,000 | 889,000 | 939,000 | 931,000 |
| Securities available for sale | 26,135,000 | 28,342,000 | 27,754,000 | 27,788,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,951,000 | 103,869,000 | 106,489,000 | 110,546,000 |
| Interest-bearing deposits | 97,353,000 | 95,658,000 | 98,054,000 | 100,267,000 |
| Noninterest-bearing deposits | 7,598,000 | 8,211,000 | 8,435,000 | 10,279,000 |
| Equity capital | 9,939,000 | 9,811,000 | 10,337,000 | 10,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,424,000 | 4,858,000 | 7,225,000 | 9,532,000 |
| Interest expense | 1,406,000 | 2,782,000 | 4,078,000 | 5,318,000 |
| Net interest income | 1,018,000 | 2,076,000 | 3,147,000 | 4,214,000 |
| Noninterest income | 241,000 | 543,000 | 809,000 | 1,164,000 |
| Noninterest expense | 759,000 | 1,476,000 | 2,259,000 | 3,096,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 577,000 |
| Pretax income | 417,000 | 985,000 | 1,473,000 | 1,756,000 |
| Income tax | 24,000 | 56,000 | 84,000 | 102,000 |
| Net income | 393,000 | 929,000 | 1,389,000 | 1,654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,451,000 | 9,328,000 | 9,550,000 | 9,752,000 |
| Total capital | 10,271,000 | 10,217,000 | 10,489,000 | 10,683,000 |
| Risk-weighted assets | 90,784,000 | 92,558,000 | 95,709,000 | 96,224,000 |