Call reports 2025
SEILING STATE BANK, THE — 2025
What SEILING STATE BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 191,311,000 | 189,775,000 | 211,080,000 | 196,295,000 |
| Total loans | 126,862,000 | 124,005,000 | 135,299,000 | 143,326,000 |
| Allowance for loan losses | 1,480,000 | 1,506,000 | 1,551,000 | 1,654,000 |
| Securities available for sale | 47,988,000 | 46,921,000 | 55,567,000 | 39,127,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,939,000 | 174,193,000 | 194,218,000 | 178,022,000 |
| Interest-bearing deposits | 157,375,000 | 156,046,000 | 174,492,000 | 162,609,000 |
| Noninterest-bearing deposits | 18,564,000 | 18,147,000 | 19,726,000 | 15,413,000 |
| Equity capital | 14,788,000 | 14,895,000 | 16,509,000 | 17,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,851,000 | 5,685,000 | 8,640,000 | 11,338,000 |
| Interest expense | 1,179,000 | 2,289,000 | 3,464,000 | 4,623,000 |
| Net interest income | 1,672,000 | 3,396,000 | 5,176,000 | 6,715,000 |
| Noninterest income | 143,000 | 243,000 | 344,000 | 467,000 |
| Noninterest expense | 1,198,000 | 2,512,000 | 3,837,000 | 5,322,000 |
| Provision for loan losses | 96,000 | 141,000 | 186,000 | 4,801,000 |
| Pretax income | 521,000 | 986,000 | 1,521,000 | -2,344,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 521,000 | 986,000 | 1,521,000 | -2,344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,955,000 | 18,254,000 | 18,472,000 | 19,623,000 |
| Total capital | 19,435,000 | 19,761,000 | 20,023,000 | 21,277,000 |
| Risk-weighted assets | 138,410,000 | 140,704,000 | 156,380,000 | 157,192,000 |