Call reports 2024
SEILING STATE BANK, THE — 2024
What SEILING STATE BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 184,732,000 | 188,353,000 | 184,537,000 | 191,891,000 |
| Total loans | 114,527,000 | 114,925,000 | 114,295,000 | 130,196,000 |
| Allowance for loan losses | 1,547,000 | 1,628,000 | 1,557,000 | 1,522,000 |
| Securities available for sale | 60,050,000 | 59,146,000 | 53,599,000 | 48,095,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,037,000 | 173,925,000 | 168,959,000 | 175,287,000 |
| Interest-bearing deposits | 151,573,000 | 155,397,000 | 150,588,000 | 156,009,000 |
| Noninterest-bearing deposits | 18,464,000 | 18,528,000 | 18,371,000 | 19,278,000 |
| Equity capital | 14,188,000 | 14,007,000 | 14,875,000 | 13,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,621,000 | 5,421,000 | 8,228,000 | 11,002,000 |
| Interest expense | 1,206,000 | 2,469,000 | 3,815,000 | 5,088,000 |
| Net interest income | 1,415,000 | 2,952,000 | 4,413,000 | 5,914,000 |
| Noninterest income | 72,000 | 154,000 | 237,000 | 328,000 |
| Noninterest expense | 1,142,000 | 2,348,000 | 3,564,000 | 4,948,000 |
| Provision for loan losses | 30,000 | 60,000 | 60,000 | 88,000 |
| Pretax income | 315,000 | 698,000 | 1,089,000 | 1,306,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 315,000 | 698,000 | 1,089,000 | 1,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,412,000 | 17,558,000 | 17,268,000 | 17,700,000 |
| Total capital | 18,959,000 | 19,161,000 | 18,825,000 | 19,222,000 |
| Risk-weighted assets | 126,666,000 | 128,266,000 | 127,420,000 | 145,583,000 |