Call reports 2023
SEILING STATE BANK, THE — 2023
What SEILING STATE BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 170,377,000 | 172,487,000 | 171,572,000 | 188,147,000 |
| Total loans | 105,177,000 | 105,246,000 | 104,892,000 | 114,169,000 |
| Allowance for loan losses | 1,391,000 | 1,409,000 | 1,484,000 | 1,512,000 |
| Securities available for sale | 49,495,000 | 48,735,000 | 48,730,000 | 55,831,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,376,000 | 159,396,000 | 158,274,000 | 173,140,000 |
| Interest-bearing deposits | 135,836,000 | 141,633,000 | 140,025,000 | 155,346,000 |
| Noninterest-bearing deposits | 17,540,000 | 17,763,000 | 18,249,000 | 17,794,000 |
| Equity capital | 12,775,000 | 12,607,000 | 12,951,000 | 14,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,056,000 | 4,245,000 | 6,677,000 | 9,580,000 |
| Interest expense | 567,000 | 1,397,000 | 2,309,000 | 3,173,000 |
| Net interest income | 1,489,000 | 2,848,000 | 4,368,000 | 6,407,000 |
| Noninterest income | 111,000 | 204,000 | 287,000 | 373,000 |
| Noninterest expense | 1,012,000 | 2,025,000 | 3,013,000 | 4,164,000 |
| Provision for loan losses | 40,000 | 70,000 | 90,000 | 120,000 |
| Pretax income | 550,000 | 958,000 | 1,553,000 | 1,302,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 550,000 | 958,000 | 1,553,000 | 1,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,134,000 | 17,775,000 | 18,495,000 | 17,500,000 |
| Total capital | 19,526,000 | 19,184,000 | 19,910,000 | 19,013,000 |
| Risk-weighted assets | 115,296,000 | 118,957,000 | 113,158,000 | 125,729,000 |