Call reports 2020
SEILING STATE BANK, THE — 2020
What SEILING STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 118,990,000 | 127,280,000 | 127,383,000 | 131,063,000 |
| Total loans | 77,259,000 | 79,205,000 | 79,705,000 | 80,165,000 |
| Allowance for loan losses | 912,000 | 976,000 | 1,015,000 | 1,053,000 |
| Securities available for sale | 28,380,000 | 32,367,000 | 33,587,000 | 31,231,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,632,000 | 115,364,000 | 114,892,000 | 118,419,000 |
| Interest-bearing deposits | 94,796,000 | 102,149,000 | 101,498,000 | 103,430,000 |
| Noninterest-bearing deposits | 12,836,000 | 13,215,000 | 13,394,000 | 14,989,000 |
| Equity capital | 11,141,000 | 11,676,000 | 12,249,000 | 12,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,292,000 | 2,555,000 | 3,943,000 | 5,258,000 |
| Interest expense | 203,000 | 396,000 | 558,000 | 695,000 |
| Net interest income | 1,089,000 | 2,159,000 | 3,385,000 | 4,563,000 |
| Noninterest income | 82,000 | 144,000 | 215,000 | 335,000 |
| Noninterest expense | 822,000 | 1,587,000 | 2,387,000 | 3,283,000 |
| Provision for loan losses | 80,000 | 110,000 | 140,000 | 220,000 |
| Pretax income | 308,000 | 786,000 | 1,258,000 | 1,699,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 308,000 | 786,000 | 1,258,000 | 1,699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,692,000 | 11,070,000 | 11,434,000 | 11,200,000 |
| Total capital | 11,604,000 | 12,046,000 | 12,449,000 | 12,253,000 |
| Risk-weighted assets | 80,889,000 | 85,662,000 | 87,917,000 | 90,471,000 |